build(deps): bump github.com/spf13/viper from 1.7.1 to 1.21.0

Bumps [github.com/spf13/viper](https://github.com/spf13/viper) from 1.7.1 to 1.21.0.
- [Release notes](https://github.com/spf13/viper/releases)
- [Commits](spf13/viper@v1.7.1...v1.21.0)

---
updated-dependencies:
- dependency-name: github.com/spf13/viper
  dependency-version: 1.21.0
  dependency-type: direct:production
  update-type: version-update:semver-minor
...

Signed-off-by: dependabot[bot] <support@github.com>

Author: dependabot[bot]

go.mod

@@ -1,13 +1,11 @@
 module github.com/moov-io/paygate
 
-go 1.13
+go 1.23.0
 
 require (
 	github.com/PagerDuty/go-pagerduty v1.3.0
 	github.com/Shopify/sarama v1.26.4
 	github.com/antihax/optional v1.0.0
-	github.com/containerd/containerd v1.5.13 // indirect
-	github.com/docker/distribution v2.8.2+incompatible // indirect
 	github.com/go-kit/kit v0.10.0
 	github.com/go-sql-driver/mysql v1.5.0
 	github.com/gorilla/mux v1.8.0
@@ -17,23 +15,127 @@ require (
 	github.com/moov-io/ach v1.6.4
 	github.com/moov-io/base v0.18.2
 	github.com/moov-io/customers v0.5.0
-	github.com/opencontainers/runc v1.1.2 // indirect
 	github.com/opentracing/opentracing-go v1.2.0
 	github.com/ory/dockertest/v3 v3.6.3
 	github.com/ory/mail/v3 v3.0.0
 	github.com/pkg/sftp v1.12.0
 	github.com/prometheus/client_golang v1.10.0
 	github.com/robfig/cron/v3 v3.0.1
-	github.com/spf13/viper v1.7.1
-	github.com/stretchr/testify v1.7.0
+	github.com/spf13/viper v1.21.0
+	github.com/stretchr/testify v1.11.1
 	github.com/uber/jaeger-client-go v2.25.0+incompatible
 	github.com/uber/jaeger-lib v2.2.0+incompatible
 	gocloud.dev v0.20.0
 	gocloud.dev/pubsub/kafkapubsub v0.20.0
 	goftp.io/server v0.4.0
-	golang.org/x/crypto v0.0.0-20210322153248-0c34fe9e7dc2
+	golang.org/x/crypto v0.40.0
 	golang.org/x/oauth2 v0.0.0-20200902213428-5d25da1a8d43
-	golang.org/x/text v0.3.4
+	golang.org/x/text v0.28.0
+)
+
+require (
+	cloud.google.com/go v0.68.0 // indirect
+	cloud.google.com/go/storage v1.12.0 // indirect
+	github.com/Azure/azure-pipeline-go v0.2.3 // indirect
+	github.com/Azure/azure-storage-blob-go v0.10.0 // indirect
+	github.com/Azure/go-ansiterm v0.0.0-20170929234023-d6e3b3328b78 // indirect
+	github.com/Azure/go-autorest/autorest v0.11.1 // indirect
+	github.com/Azure/go-autorest/autorest/adal v0.9.5 // indirect
+	github.com/Microsoft/go-winio v0.4.17 // indirect
+	github.com/Nvveen/Gotty v0.0.0-20120604004816-cd527374f1e5 // indirect
+	github.com/aws/aws-sdk-go v1.35.7 // indirect
+	github.com/beorn7/perks v1.0.1 // indirect
+	github.com/cenkalti/backoff/v3 v3.2.2 // indirect
+	github.com/cespare/xxhash/v2 v2.1.1 // indirect
+	github.com/containerd/continuity v0.1.0 // indirect
+	github.com/davecgh/go-spew v1.1.1 // indirect
+	github.com/docker/go-connections v0.4.0 // indirect
+	github.com/docker/go-units v0.4.0 // indirect
+	github.com/eapache/go-resiliency v1.2.0 // indirect
+	github.com/eapache/go-xerial-snappy v0.0.0-20180814174437-776d5712da21 // indirect
+	github.com/eapache/queue v1.1.0 // indirect
+	github.com/fsnotify/fsnotify v1.9.0 // indirect
+	github.com/go-logfmt/logfmt v0.5.0 // indirect
+	github.com/go-viper/mapstructure/v2 v2.4.0 // indirect
+	github.com/golang/groupcache v0.0.0-20200121045136-8c9f03a8e57e // indirect
+	github.com/golang/protobuf v1.5.0 // indirect
+	github.com/golang/snappy v0.0.2 // indirect
+	github.com/google/go-cmp v0.6.0 // indirect
+	github.com/google/go-querystring v1.0.0 // indirect
+	github.com/google/uuid v1.2.0 // indirect
+	github.com/google/wire v0.4.0 // indirect
+	github.com/googleapis/gax-go v2.0.2+incompatible // indirect
+	github.com/googleapis/gax-go/v2 v2.0.5 // indirect
+	github.com/hashicorp/errwrap v1.1.0 // indirect
+	github.com/hashicorp/go-cleanhttp v0.5.1 // indirect
+	github.com/hashicorp/go-multierror v1.1.0 // indirect
+	github.com/hashicorp/go-retryablehttp v0.6.7 // indirect
+	github.com/hashicorp/go-rootcerts v1.0.2 // indirect
+	github.com/hashicorp/go-sockaddr v1.0.2 // indirect
+	github.com/hashicorp/go-uuid v1.0.2 // indirect
+	github.com/hashicorp/golang-lru v0.5.4 // indirect
+	github.com/hashicorp/hcl v1.0.0 // indirect
+	github.com/hashicorp/vault/api v1.0.4 // indirect
+	github.com/hashicorp/vault/sdk v0.1.13 // indirect
+	github.com/jcmturner/gofork v1.0.0 // indirect
+	github.com/jmespath/go-jmespath v0.4.0 // indirect
+	github.com/jstemmer/go-junit-report v0.9.1 // indirect
+	github.com/klauspost/compress v1.11.13 // indirect
+	github.com/kr/fs v0.1.0 // indirect
+	github.com/mattn/go-ieproxy v0.0.1 // indirect
+	github.com/matttproud/golang_protobuf_extensions v1.0.2-0.20181231171920-c182affec369 // indirect
+	github.com/minio/minio-go/v6 v6.0.46 // indirect
+	github.com/minio/sha256-simd v0.1.1 // indirect
+	github.com/mitchellh/go-homedir v1.1.0 // indirect
+	github.com/mitchellh/mapstructure v1.3.3 // indirect
+	github.com/moby/term v0.0.0-20200915141129-7f0af18e79f2 // indirect
+	github.com/opencontainers/go-digest v1.0.0 // indirect
+	github.com/opencontainers/image-spec v1.0.2 // indirect
+	github.com/opencontainers/runc v1.1.2 // indirect
+	github.com/pelletier/go-toml/v2 v2.2.4 // indirect
+	github.com/pierrec/lz4 v2.5.2+incompatible // indirect
+	github.com/pkg/errors v0.9.1 // indirect
+	github.com/pmezard/go-difflib v1.0.0 // indirect
+	github.com/prometheus/client_model v0.2.0 // indirect
+	github.com/prometheus/common v0.18.0 // indirect
+	github.com/prometheus/procfs v0.6.0 // indirect
+	github.com/rcrowley/go-metrics v0.0.0-20200313005456-10cdbea86bc0 // indirect
+	github.com/rickar/cal v1.0.5 // indirect
+	github.com/ryanuber/go-glob v1.0.0 // indirect
+	github.com/sagikazarmark/locafero v0.11.0 // indirect
+	github.com/sirupsen/logrus v1.8.1 // indirect
+	github.com/sourcegraph/conc v0.3.1-0.20240121214520-5f936abd7ae8 // indirect
+	github.com/spf13/afero v1.15.0 // indirect
+	github.com/spf13/cast v1.10.0 // indirect
+	github.com/spf13/pflag v1.0.10 // indirect
+	github.com/subosito/gotenv v1.6.0 // indirect
+	go.opencensus.io v0.22.5 // indirect
+	go.uber.org/atomic v1.6.0 // indirect
+	go.yaml.in/yaml/v3 v3.0.4 // indirect
+	gocloud.dev/secrets/hashivault v0.20.0 // indirect
+	golang.org/x/lint v0.0.0-20200302205851-738671d3881b // indirect
+	golang.org/x/mod v0.26.0 // indirect
+	golang.org/x/net v0.42.0 // indirect
+	golang.org/x/sync v0.16.0 // indirect
+	golang.org/x/sys v0.34.0 // indirect
+	golang.org/x/time v0.0.0-20200630173020-3af7569d3a1e // indirect
+	golang.org/x/tools v0.35.0 // indirect
+	golang.org/x/xerrors v0.0.0-20200804184101-5ec99f83aff1 // indirect
+	google.golang.org/api v0.33.0 // indirect
+	google.golang.org/appengine v1.6.7 // indirect
+	google.golang.org/genproto v0.0.0-20201110150050-8816d57aaa9a // indirect
+	google.golang.org/grpc v1.33.2 // indirect
+	google.golang.org/protobuf v1.27.1 // indirect
+	gopkg.in/alexcesaro/quotedprintable.v3 v3.0.0-20150716171945-2caba252f4dc // indirect
+	gopkg.in/ini.v1 v1.57.0 // indirect
+	gopkg.in/jcmturner/aescts.v1 v1.0.1 // indirect
+	gopkg.in/jcmturner/dnsutils.v1 v1.0.1 // indirect
+	gopkg.in/jcmturner/gokrb5.v7 v7.5.0 // indirect
+	gopkg.in/jcmturner/rpc.v1 v1.1.0 // indirect
+	gopkg.in/square/go-jose.v2 v2.5.1 // indirect
+	gopkg.in/yaml.v2 v2.4.0 // indirect
+	gopkg.in/yaml.v3 v3.0.1 // indirect
+	gotest.tools/v3 v3.0.3 // indirect
 )
 
 replace goftp.io/server v0.4.0 => github.com/adamdecaf/goftp-server v0.4.0